Have a commercial mortgage coming due and wondering how to refinance in today’s market? You’re not alone. Many owners face maturities with higher rates and tighter underwriting. The key is starting early, understanding your DSCR and LTV, and choosing the right capital source for your property and business plan. What lenders look for - DSCR (Debt Service Coverage Ratio): Net operating income (NOI) divided by annual debt service. Many banks want 1.20x–1.30x+ depending on asset

Commercial real estate market trends are shaped mainly by interest rates, lender appetite, property fundamentals, and buyer and seller behavior. Understanding how these forces interact helps owners, buyers, and sellers time decisions and set realistic expectations. Conditions differ by property type and by city, so national headlines should always be compared with local data. How do interest rates affect commercial real estate? Interest rates change borrowing costs, which aff