Direct answer Commercial loan refinancing replaces a maturing or high-rate commercial mortgage with a new loan that fits current underwriting and your business plan. Start 9–12 months before maturity. Compare banks, life companies, agencies, SBA, bridge lenders, and private credit. Know your DSCR, LTV, and NOI. Build an exit strategy with realistic timelines and reserves. Key Takeaways - Begin refinancing 9–12 months before maturity and model multiple scenarios. - Typical le

Loan coming due on your commercial property and not sure how to refinance in today’s market? You’re not alone. Many owners are meeting maturities with higher rates, tighter lending, and shifting values. Here is a practical playbook to evaluate your options and keep your deal on track. Start early and quantify your numbers Open a runway with your current lender and alternate lenders well before maturity. Gather current rent rolls, year-to-date and trailing-12 (T-12) operating

Owning commercial property is about protecting and growing net operating income (NOI). The most effective levers are keeping good tenants, controlling expenses such as insurance and property taxes, maintaining the building before problems grow, and managing leases carefully. Small improvements in these areas can have a large effect on value. How can I increase the NOI of my commercial property? NOI is income minus operating expenses, so you can raise it by increasing revenue,